For those seeking
financial clarity

A personal finance app that gives you
the big picture, tracks your spending,
and helps you budget
Zenmoney expense chart app screenshot
Financial anxiety
can take over your life
Worrying about money is a major factor that
lowers quality of life (CreditWise study, 2019)
Financial anxiety
can take over your life
Worrying about money is a major factor that
lowers quality of life (CreditWise study, 2019)

Family conflicts. To prevent money from
causing relationship problems, you need
clear agreements and a shared understanding.
Otherwise, it can lead to arguments and resentment.

Family conflicts. Money is a common source of conflict in relationships. A shared financial overview and open communication help to establish clear agreements and build trust.

Constant pressure. Anxiety appears in absence of financial transparency. It makes us cut out the little things and turn each purchase into a separate decision. It takes up time and energy.

Constant pressure. Anxiety appears in absence of financial transparency. It makes us cut out the little things and turn each purchase into a separate decision. It takes up time and energy.

Fear of the future. Without a clear budget or control over spending, it's hard to knowhow much money you have left. Will you be able to make it to the end of
the month? Can you save for a vacation?
This uncertainty makes you fear the future.

Fear of the future. Without a clear budget or control over spending, it's hard to know
how much money you have left.
Will you be able to make it to the end of the month? Can you save for a vacation?
This uncertainty makes you fear the future.

Financial anxiety can
take over your life
Worrying about money is a major factor
that lowers quality of life (CreditWise study, 2019)

Family conflicts. To prevent money from causing relationship problems, you need clear agreements and a shared understanding. Otherwise, it can lead to arguments and resentment..

Constant pressure. Anxiety appears
in absence of financial transparency.
It makes us cut out the little things
and turn each purchase into
a separate decision.
It takes up time and energy.

Fear of the future. Without a clear budget
or control over spending, it's hard to know
how much money you have left.
Will you be able to make it to the end of
the month? Can you save for a vacation?
This uncertainty makes you fear the future.

Zenmoney reduces your financial stress. The app clearly shows your income and expenses

Balance dynamics graph app screenshot

Accurate data helps you manage your budget and make informed plans, boosting your financial confidence

Over 2 million people
have tried this in 14 years

Zenmoney reduces your financial
stress. The app clearly shows
your income and expenses

ZenMoney income vs expenses comparison graph app screenshot
Over 2 million
people have tried
this in 14 years

Accurate data helps you manage
your budget and make informed plans, boosting your financial confidence

Big picture
Zenmoney automatically syncs data from different sources
to give you a complete balance overview
ZenMoney bank account and card synchronization

All your banks, transactions, and cards

All types of assets: loans, deposits, investments, crypto, and precious metals

No routine tasks or manual input required

kate.moneyguru
1-year user
Very convenient app! All your cards, expenses, and income in one place. Great visualization and flexible settings. Highly recommend 👍🏻
Analytics with insights
Zenmoney turns complex financial data into easy-to-understand, interactive visuals.
Personal finance analytics dashboard app screenshot

The status provides
a summary of all key information.

Trends and reasons for changes are highlighted.

The categories are fully customizable.

elizabeth.u
2-year user
We’ve been using this app with my husband for 2 years. It’s really convenient. All the analytics are right there in front of you. You can track and stay on top of expenses month by month.
Forecasts and plans
Zenmoney uses your spending history
to help you plan for the future.
ZenMoney spending plan app screenshot

The app automatically adds regular payments to your budget and notifies you when they're due.

AI predicts category expenses based on your history.

The app calculates your monthly budget and shows how much money is left.

max.finance
2-year user
Great app, and the best part is the cool tech support. There are lots of different sections that you can customize to fit your needs, and it syncs with your banks.

Дзен-мани помогает снять
тревогу. Приложение
наглядно показывает ваши
доходы и расходы

Дзен-мани помогает снять тревогу. Приложение
наглядно показывает ваши доходы
и расходы

Zenmoney reduces your financial stress.
The app clearly shows your
income and expenses.

Оно помогает контролировать бюджет,
строить планы на основе точных данных —

и чувствовать себя увереннее.

Accurate data helps you manage your budget
and make informed plans, boosting your
financial confidence

ZenMoney income vs expenses comparison graph app screenshot ZenMoney spending plan app screenshot ZenMoney bank account and card synchronization Cryptocurrency tracking in personal finance app screenshotBank synchronization finance tracking app screenshotPersonal finance analytics dashboard app screenshotPeriod-over-period expense comparison app screenshotExpense comparison by category app screenshotPayments calendar plan app screenshotExpense forecasts by category app screenshotMultiple bank synchronization app screenshot
Over 2 million people
installed the app
to get there
Картина в целом
Дзен-мани автоматически синхронизирует данные
из разных источников и собирает общий баланс

Все ваши банки, операции
и карты

Все виды средств: кредиты, вклады, инвестиции, крипта, драгметаллы

Никакой рутины и ручного
ввода

Big picture
Zenmoney automatically syncs data
from different sources to give you
a complete balance overview
International banks sync personal finance app screenshot

All your banks, transactions, and cards

All types of assets: loans, deposits, investments, crypto, and precious metals

No routine tasks or manual input required

kate.moneyguru
1-year user
Very convenient app! All your cards, expenses, and income in one place. Great visualization and flexible settings. Highly recommend 👍🏻
Analytics with insights
Zenmoney turns complex financial data into easy-to-understand, interactive visuals.
Zenmoney expense tracking app screenshot

The status provides
a summary of all key information.

All types of assets: loans, deposits, investments, crypto, and precious metals

The categories are fully customizable.

elizabeth.u
2-year user
We’ve been using this app with my husband for 2 years. It’s really convenient. All the analytics are right there in front of you. You can track and stay on top of expenses month by month.
Forecasts
and plans
Zenmoney uses your spending history
to help you plan for the future.
Spending plan graph personal finance app screenshot

The app automatically adds regular payments to your budget and notifies you when they're due.

AI predicts category expenses based on your history.

The app calculates your monthly budget and shows how much money is left.

max.finance
2-year user
Great app, and the best part is the cool tech support. There are lots of different sections that you can customize to fit your needs, and it syncs with your banks.
Аналитика с выводами
Дзен-мани анализирует данные и показывает их в виде
простых и наглядных картинок

Вся ключевая информация собрана в статусе

Тренды и причины изменений
явно выделены

Категории настраиваются по вашему выбору, с доступом к деталям

Прогнозы и планы
Дзен-мани помогает прогнозировать и строить планы
на основе вашей истории и потребностей

В бюджете учитываются регулярные платежи, о которых приложение будет напоминать

ИИ прогнозирует расходы по категориям на базе вашей истории

Виден общий бюджет и свободные деньги на месяц

Big picture
Zenmoney automatically syncs data
from different sources to give you
a complete balance overview

All your banks,
transactions, and cards

All types of assets: loans, deposits, investments, crypto, and precious metals

No routine tasks or
manual input required

kate.moneyguru
1-year user
Super convenient app!
All maps, expenses, and income in one place. Great visualization and flexible customization options. Highly recommended.
Analytics with insights
Zenmoney turns complex financial data into easy-to-understand, interactive visuals.

The status provides
a summary of all key information.

Trends and reasons for changes are highlighted.

The categories are fully customizable.

elizabeth.u
2-year user
We’ve been using this app with my husband for 2 years. It’s really convenient. All the analytics are right there in front of you. You can track and stay on top of expenses month by month.
Forecasts and plans
Zenmoney uses your spending history
to help you plan for the future.

The app automatically adds regular payments to your budget and notifies you when they're due.

AI predicts category expenses based on your history.

The app calculates your monthly budget and shows how much money is left.

max.finance
2-year user
Great app, and the best part is the cool tech support. There are lots of different sections that you can customize to fit your needs, and it syncs with your banks.
Revolut bank sync personal finance app screenshotBank synchronization finance tracking app screenshot
Connect to over
3,300 banks worldwide
Connect to over
3,300 banks worldwide
All data syncs automatically, so you won’t have to enter anything manually.
Connect to over
3,300 banks worldwide
All data syncs automatically, so you won’t have to enter anything manually.
Where’s the zen?

Чтобы уменьшить постоянную тревогу насчёт
денег, бывает достаточно разобраться в своей финансовой ситуации. Когда всё разложено по полочкам, жить становится проще.

Understanding your financial situation reduces constant anxiety about money.
Once everything is organized, life becomes easier.

Where’s the zen?

Understanding your financial situation reduces constant anxiety about money. Once everything is organized, life becomes easier.

Understanding your financial situation
reduces constant anxiety about money.
Once everything is organized, life becomes easier.

Чтобы уменьшить постоянную тревогу насчёт денег, бывает
достаточно разобраться в своей финансовой ситуации.
Когда всё разложено по полочкам, жить становится проще.

Our community
Over the past 14 years, Zenmoney has brought together
a large community of users who actively share their experiences and help us improve the app. Join us!
Наше сообщество
За 14 лет нашей работы вокруг Дзен-мани собралось активное сообщество — люди, которые делятся опытом в наших чатах и помогают нам развивать продукт. Присоединяйтесь!
ZenLover   |   26.07.2024

Пользуюсь приложением уже 2 года. Удобно, вся аналитика перед
глазами. Можно контролировать и быть в курсе расходов помесячно

ZenLover   |   26.07.2024

Пользуюсь приложением уже 2 года. Удобно, вся аналитика перед
глазами. Можно контролировать и быть в курсе расходов помесячно

qa12   |   26.07.2024

Amazing app! It’s exactly what I was looking for—now all my transactions are clearly under control.

Foxhog21   |   01.08.2024

This budget planner is amazing! After planning out all my expenses and income, it became very clear where my money was going. I was able to take control of my spending and save money.

Komrongm   |   21.09.2024

Simply the best! No more manual data entry (unlike other apps)! I recommend it to all my friends.

FAQ
FAQ
Do you have access to my bank accounts?

The app has read-only access to your transactions — nothing else. The official bank API integration guarantees that your financial data is accessed securely and only with your consent. We can’t make any changes to your account, you’re completely safe.

Do you keep my login and password?

No, Zenmoney doesn't have any access to your bank login details. 
You connect your banks through GoCardless, an authorized Account Information Service Provider and our partner for European bank integrations.

GoCardless is a gateway that lets you securely share your bank account data with other financial services with your consent (GDPR-compliant). 

It is PSD2-certified, which means GoCardless is authorized by European Commission to maintain a secure infrastructure that allows you to share your data. GoCardless ensures that your financial data is safe and that personal details are encrypted.


Neither Zenmoney nor GoCardless can view your bank login credentials or make any movements with your money.

How much does it cost?

Our Basic Zen plan is free and lets you manage your budget manually.
Full Zen gives you a lot more:
- Get detailed reports on your income and expenses
- Plan your spending and compare trends over time
- Connect any UK, European and many international banks

Full Zen is available on subscription, which you can choose to pay monthly, yearly, or as a one-time purchase for lifetime access. There’s also a trial version so you can see if Full Zen is right for you.
Subscription prices may vary by country, so check your app store for details.

Our community
Over the past 14 years, Zenmoney has brought together a large community
of users who actively share their experiences and help us improve the app. Join us!
Наше сообщество
За 14 лет нашей работы вокруг Дзен-мани собралось активное сообщество — люди, которые делятся опытом в наших чатах и помогают нам развивать продукт. Присоединяйтесь!
qa12   |   26.07.2024

Amazing app! It’s exactly what I was looking for—now all my transactions are clearly under control.

Foxhog21  |  01.08.2024

This budget planner is amazing! After planning out all my expenses and income, it became very clear where my money was going. I was able to take control of my spending and save money.

Komrongm  |  21.09.2024

Simply the best! No more manual data entry (unlike other apps)! I recommend it to all my friends.

Foxhog21   |   01.08.2024

Классный планировщик бюджета! После планирования всех расходов и доходов стало наглядно видно,
куда утекают деньги. Взял под контроль расходы, накопил денег

DeerHunter   |   06.07.2024

Очень удобное приложение! Все карты, все расходы и доходы в
одном месте. Хорошая визуализация, гибкость настройки. Рекомендую

Вопросы
и ответы
FAQ
Do you have access to my bank accounts?

The app has read-only access to your transactions — nothing else. The official bank API integration guarantees that your financial data is accessed securely and only with your consent. We can’t make any changes to your account, you’re completely safe.

Do you keep my login and password?

No, Zenmoney doesn't have any access to your bank login details. 
You connect your banks through GoCardless, an authorized Account Information Service Provider and our partner for European bank integrations.

GoCardless is a gateway that lets you securely share your bank account data with other financial services with your consent (GDPR-compliant). It is PSD2-certified, which means GoCardless is authorized by European Commission to maintain a secure infrastructure that allows you to share your data. GoCardless ensures that your financial data is safe and that personal details are encrypted.


Neither Zenmoney nor GoCardless can view your bank login credentials or make any movements with your money.

How much does it cost?

Our Basic Zen plan is free and lets you manage your budget manually.
Full Zen gives you a lot more:
- Get detailed reports on your income and expenses
- Plan your spending and compare trends over time
- Connect any UK, European and many international banks

Full Zen is available on subscription, which you can choose to pay monthly, yearly, or as a one-time purchase for lifetime access. There’s also a trial version so you can see if Full Zen is right for you.
Subscription prices may vary by country, so check your app store for details.

Наше сообщество
За 14 лет нашей работы вокруг Дзен-мани собралось активное сообщество — люди, которые делятся опытом в наших чатах и помогают нам развивать продукт. Присоединяйтесь!
Our community
Over the past 14 years, Zenmoney has brought together a large community of users who actively share their experiences and help us improve the app. Join us!
qa12 | 26.07.2024

Amazing app! It’s exactly what I was looking for—now all my transactions are clearly under control.

Foxhog21  |  01.08.2024

This budget planner is amazing! After planning out all my expenses and income, it became very clear where my money was going. I was able to take control of my spending and save money.

Komrongm  |  21.09.2024

Simply the best! No more manual data entry (unlike other apps)! I recommend it to all my friends.

Foxhog21  |  01.08.2024

Классный планировщик бюджета! После планирования всех расходов и доходов стало наглядно видно, куда утекают деньги. Взял под контроль расходы, накопил денег

ZenLover | 26.07.2024

Потрясающее приложение, действительно то, что искал, теперь все операции под контролем в чётком виде.

DeerHunter  |  06.07.2024

Очень удобное приложение! Все
карты, все расходы и доходы в одном месте. Хорошая визуализация, гибкость настройки. Рекомендую

Вопросы
и ответы
FAQ
Do you have access to my bank accounts?

The app has read-only access to your transactions — nothing else. The official bank API integration guarantees that your financial data is accessed securely and only with your consent. We can’t make any changes to your account, you’re completely safe.

Do you keep my login and password?

No, Zenmoney doesn't have any access to your bank login details. 
You connect your banks through GoCardless, an authorized Account Information Service Provider and our partner for European bank integrations.

GoCardless is a gateway that lets you securely share your bank account data with other financial services with your consent (GDPR-compliant). It is PSD2-certified, which means GoCardless is authorized by European Commission to maintain a secure infrastructure that allows you to share your data. GoCardless ensures that your financial data is safe and that personal details are encrypted.


Neither Zenmoney nor GoCardless can view your bank login credentials or make any movements with your money.

How much does it cost?

Our Basic Zen plan is free and lets you manage your budget manually.
Full Zen gives you a lot more:
- Get detailed reports on your income and expenses
- Plan your spending and compare trends over time
- Connect any UK, European and many international banks

Full Zen is available on subscription, which you can choose to pay monthly, yearly, or as a one-time purchase for lifetime access. There’s also a trial version so you can see if Full Zen is right for you.
Subscription prices may vary by country, so check your app store for details.